Marine and Cargo Insurances
Safeguard your cargo against loss or damage while it's in transit, or held in temporary storage as part of an insured movement.
A dedicated client team
Specialists in insurance, risk management and claims handling.
Financially strong and stable
Your exposure is backed by a company with solid financial standing.
Digital insurance access
Access our services online, whenever and wherever you need them.
Essential for Marine and Cargo Insurances
A loss can only be recovered by an insured party who held an insurable interest in the goods at the time the loss occurred.
Coverage in designated high-risk zones only applies when arranged with the insurer beforehand. A full list of these areas, along with further details, is available on request.
Who holds the insurable interest — and the obligation to arrange cover — is generally set by the agreed delivery term, such as Incoterms.
Our claims handling is second to none. Leave your claim in the hands of our international network of adjusters and maritime lawyers while you focus on running your business. Reach out to your representative for claim forms and practical guidance.
A single, seamless solution
We offer stronger protection against supply-chain risk. Our combined Property and Cargo cover closes the gaps left by standalone policies by merging the strengths of both. Speak with your Account Executive to learn more.
Insurance cover for goods in transit
Within the marine line, our focus is on products that protect against loss or damage to goods while they're moving, or being held temporarily as part of an insured journey.
Marine Consequential Loss insurance can cover knock-on losses that follow a cargo loss. We also offer Freight Forwarders' insurance, covering their contractual liability toward their principal.
Cargo Insurance
Cargo insurance exists to protect goods on the move, whether by road, sea or air.
Different clauses can be used to arrange cargo cover on varying terms, but they share one principle: only sudden, unforeseen losses are insurable. A loss that's effectively inevitable rather than accidental — normal wear and tear, for example — falls outside what can be insured.
Carriers' and Forwarders' Liability Insurance
Carriers' and forwarders' liability insurance covers the liabilities carriers and forwarders hold under national and international law and conventions.
Freight forwarders face a wide range of liability exposures tied to the services they deliver, with the specific liabilities varying by transport mode — sea, air, road or rail. Today's forwarders often take on further responsibilities too, such as operating temperature-controlled equipment, running warehouses or acting as intermodal operators, alongside a growing role in third-party logistics and e-commerce.
Cargo Insurance Conditions and Clauses
Various clauses allow cargo cover to be arranged under different sets of conditions.
- The most widely used conditions and clauses, including Institute Clauses, other English clauses and domestic clauses.
Carrier's and Forwarder's Liability Clauses
Liability differs depending on whether transit is by sea, air, road or rail, and is shaped by transport regulations, legislation and the relevant forwarders' liability clauses.
Summary of Regulations
Covers claim notice requirements, time limits and liability caps for international transport, which vary depending on the mode used.
Our team is ready to answer your questions
Our team of qualified experts is looking forward to hearing from you as we will respond to you in the shortest delays during our opening hours Monday to Friday 8am to 5pm.